:root{
    --navy:#0F2A4A;          /* primary deep navy (matches logo) */
    --navy-900:#0A1E38;      /* darkest navy for hero/footer base */
    --navy-800:#102C4D;
    --blue:#1A5FD0;          /* confident accent blue */
    --blue-bright:#2E7BF0;   /* hover / highlight */
    --sky:#EAF2FC;           /* light section tint */
    --ice:#F5F8FC;           /* near-white section bg */
    --slate:#566778;         /* secondary text */
    --ink:#16243A;           /* body text */
    --line:#E3EAF3;          /* hairline borders */
    --line-2:#D5E0EE;
    --white:#FFFFFF;
    --radius:14px;
    --radius-lg:22px;
    --shadow-sm:0 1px 2px rgba(15,42,74,.06), 0 2px 8px rgba(15,42,74,.05);
    --shadow:0 10px 30px rgba(15,42,74,.10);
    --shadow-lg:0 24px 60px rgba(10,30,56,.18);
    --maxw:1180px;
    --display:'Lato', system-ui, sans-serif;
    --body:'Open Sans', system-ui, sans-serif;
  }

  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    font-family:var(--body);
    color:var(--ink);
    background:var(--white);
    line-height:1.65;
    -webkit-font-smoothing:antialiased;
    text-rendering:optimizeLegibility;
  }
  h1,h2,h3,h4{font-family:var(--display);color:var(--navy);line-height:1.12;margin:0;letter-spacing:-.01em;}
  p{margin:0;}
  a{color:inherit;text-decoration:none;}
  img{max-width:100%;display:block;height:auto;}
  ::selection{background:var(--blue);color:#fff;}

  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px;}
  section{scroll-margin-top:88px;}

  .eyebrow{
    font-family:var(--body);font-weight:700;font-size:.78rem;letter-spacing:.16em;
    text-transform:uppercase;color:var(--blue);display:inline-flex;align-items:center;gap:.55rem;
  }
  .eyebrow::before{content:"";width:22px;height:2px;background:var(--blue);display:inline-block;border-radius:2px;}

  /* ---------- Buttons ---------- */
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
    font-family:var(--body);font-weight:700;font-size:1rem;
    padding:15px 26px;border-radius:11px;cursor:pointer;border:2px solid transparent;
    transition:transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease, border-color .18s ease;
    white-space:nowrap;
  }
  .btn svg{width:18px;height:18px;}
  .btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 22px rgba(26,95,208,.32);}
  .btn-primary:hover{background:var(--blue-bright);transform:translateY(-2px);box-shadow:0 14px 30px rgba(26,95,208,.40);}
  .btn-ghost{background:transparent;color:var(--navy);border-color:var(--line-2);}
  .btn-ghost:hover{border-color:var(--blue);color:var(--blue);transform:translateY(-2px);}
  .btn-light{background:#fff;color:var(--navy);}
  .btn-light:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(0,0,0,.22);}
  .btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.35);}
  .btn-outline-light:hover{border-color:#fff;background:rgba(255,255,255,.08);transform:translateY(-2px);}

  /* ---------- Header ---------- */
  header.site{
    position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);
    backdrop-filter:saturate(160%) blur(10px);
    border-bottom:1px solid transparent;transition:box-shadow .25s ease, border-color .25s ease;
  }
  header.site.scrolled{box-shadow:0 6px 24px rgba(15,42,74,.08);border-bottom-color:var(--line);}
  .nav{display:flex;align-items:center;justify-content:space-between;height:74px;gap:18px;}
  .brand{display:flex;align-items:center;gap:12px;}
  .brand .mark{width:40px;height:40px;flex:0 0 auto;}
  .brand .wm{display:flex;flex-direction:column;line-height:1;}
  .brand .wm b{font-family:var(--display);font-weight:900;color:var(--navy);font-size:1.18rem;letter-spacing:.02em;}
  .brand .wm span{font-family:var(--body);font-weight:700;color:var(--blue);font-size:.62rem;letter-spacing:.26em;text-transform:uppercase;margin-top:3px;white-space:nowrap;}
  .nav-links{display:flex;align-items:center;gap:26px;}
  .nav-links a{font-weight:600;font-size:.95rem;color:var(--ink);position:relative;padding:6px 0;white-space:nowrap;}
  .nav-links a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--blue);transition:width .22s ease;}
  .nav-links a:hover{color:var(--navy);}
  .nav-links a:hover::after{width:100%;}
  .nav-cta{display:flex;align-items:center;gap:16px;}
  .nav-phone{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--navy);font-size:.96rem;white-space:nowrap;}
  .nav-phone svg{width:16px;height:16px;color:var(--blue);}
  .nav-cta .btn{padding:11px 20px;font-size:.92rem;}
  .menu-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px;color:var(--navy);}
  .menu-toggle svg{width:28px;height:28px;}

  /* ---------- Hero ---------- */
  .hero{position:relative;overflow:hidden;color:#fff;
    background:
      radial-gradient(1100px 520px at 18% -10%, #18386180 0%, transparent 60%),
      radial-gradient(900px 600px at 100% 0%, #1c4b8f55 0%, transparent 55%),
      linear-gradient(160deg,#0A1E38 0%, #0F2A4A 52%, #123257 100%);
  }
  .hero .ridge-bg{position:absolute;inset:auto 0 0 0;width:100%;height:auto;opacity:.5;pointer-events:none;}
  .hero .glow{position:absolute;top:-120px;left:50%;transform:translateX(-50%);width:680px;height:680px;
    background:radial-gradient(circle, rgba(46,123,240,.30) 0%, rgba(46,123,240,0) 65%);pointer-events:none;}
  .hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.08fr .92fr;gap:54px;align-items:center;
    padding:74px 0 92px;}
  .hero h1{color:#fff;font-weight:900;font-size:clamp(2.5rem,5vw,3.9rem);letter-spacing:-.02em;margin:18px 0 0;}
  .hero .sub{font-family:var(--display);font-weight:700;color:#BFD6FB;font-size:clamp(1.15rem,2vw,1.5rem);margin-top:14px;}
  .hero p.lead{color:#D4E2F4;font-size:1.075rem;max-width:560px;margin-top:20px;}
  .hero .eyebrow{color:#7FB1F4;}
  .hero .eyebrow::before{background:#7FB1F4;}
  .hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px;}
  .hero-trust{display:flex;flex-wrap:wrap;gap:10px 26px;margin-top:30px;padding-top:24px;border-top:1px solid rgba(255,255,255,.14);}
  .hero-trust .t{display:flex;align-items:center;gap:9px;color:#CBDDF4;font-size:.92rem;font-weight:600;}
  .hero-trust .t svg{width:18px;height:18px;color:#67E0A3;flex:0 0 auto;}

  /* Hero portrait */
  .portrait-stage{position:relative;display:flex;justify-content:center;}
  .portrait-frame{position:relative;width:min(420px,100%);}
  .portrait-frame .peak-halo{position:absolute;inset:-26px -22px auto -22px;height:340px;z-index:0;opacity:.9;}
  .portrait-card{position:relative;z-index:2;border-radius:24px;overflow:hidden;
    border:1px solid rgba(255,255,255,.16);box-shadow:var(--shadow-lg);background:#0d2240;}
  .portrait-card img{width:100%;height:auto;display:block;}
  .name-plate{position:absolute;z-index:3;left:16px;bottom:16px;right:16px;
    background:rgba(10,22,40,.72);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.14);
    border-radius:14px;padding:13px 16px;display:flex;align-items:center;gap:12px;}
  .name-plate .pk{width:30px;height:30px;flex:0 0 auto;}
  .name-plate b{display:block;color:#fff;font-family:var(--display);font-weight:700;font-size:1.02rem;line-height:1.1;}
  .name-plate span{display:block;color:#9FC2EF;font-size:.78rem;font-weight:600;letter-spacing:.02em;margin-top:2px;}
  .badge-allstate{position:absolute;z-index:4;top:-14px;right:-14px;background:#fff;color:var(--navy);
    border-radius:12px;padding:9px 14px;box-shadow:var(--shadow);font-weight:800;font-size:.82rem;
    display:flex;align-items:center;gap:8px;font-family:var(--display);}
  .badge-allstate svg{width:16px;height:16px;color:var(--blue);}

  /* ---------- Trust strip ---------- */
  .strip{background:var(--navy-900);border-top:1px solid rgba(255,255,255,.07);}
  .strip-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:26px 0;}
  .strip .s{display:flex;align-items:center;gap:13px;color:#fff;}
  .strip .s .ic{width:42px;height:42px;border-radius:11px;background:rgba(46,123,240,.16);
    display:grid;place-items:center;flex:0 0 auto;}
  .strip .s .ic svg{width:22px;height:22px;color:#7FB1F4;}
  .strip .s b{font-family:var(--display);font-weight:700;font-size:1.06rem;display:block;line-height:1.15;}
  .strip .s span{color:#9FB6D2;font-size:.84rem;}

  /* ---------- Section scaffolding ---------- */
  .sec{padding:96px 0;}
  .sec-head{max-width:720px;margin-bottom:48px;}
  .sec-head.center{margin-left:auto;margin-right:auto;text-align:center;}
  .sec-head h2{font-size:clamp(1.9rem,3.4vw,2.7rem);font-weight:900;margin-top:14px;}
  .sec-head p{color:var(--slate);font-size:1.08rem;margin-top:14px;}
  .bg-ice{background:var(--ice);}

  /* ridge divider */
  .ridge-div{display:block;width:100%;height:42px;color:var(--ice);}

  /* ---------- Services ---------- */
  .svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
  .svc{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:30px 28px;
    transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease;position:relative;overflow:hidden;}
  .svc::before{content:"";position:absolute;left:0;top:0;height:4px;width:0;background:linear-gradient(90deg,var(--blue),var(--blue-bright));transition:width .28s ease;}
  .svc:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent;}
  .svc:hover::before{width:100%;}
  .svc .ic{width:56px;height:56px;border-radius:14px;background:var(--sky);display:grid;place-items:center;margin-bottom:18px;
    transition:background .2s ease;}
  .svc .ic svg{width:28px;height:28px;color:var(--blue);}
  .svc:hover .ic{background:var(--blue);}
  .svc:hover .ic svg{color:#fff;}
  .svc h3{font-size:1.22rem;font-weight:700;margin-bottom:9px;}
  .svc p{color:var(--slate);font-size:.97rem;}
  .svc-note{margin-top:30px;display:flex;align-items:center;gap:12px;justify-content:center;
    color:var(--slate);font-size:1rem;background:var(--sky);border-radius:14px;padding:16px 22px;flex-wrap:wrap;text-align:center;}
  .svc-note b{color:var(--navy);font-family:var(--display);font-weight:700;}

  /* ---------- Why choose ---------- */
  .why-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 40px;}
  .why-item{display:flex;gap:16px;align-items:flex-start;padding:18px 0;border-bottom:1px solid var(--line);}
  .why-item .ck{width:30px;height:30px;flex:0 0 auto;border-radius:9px;background:var(--blue);display:grid;place-items:center;margin-top:2px;}
  .why-item .ck svg{width:16px;height:16px;color:#fff;}
  .why-item b{font-family:var(--display);font-weight:700;color:var(--navy);font-size:1.08rem;display:block;}
  .why-item p{color:var(--slate);font-size:.95rem;margin-top:3px;}

  /* ---------- Process / what to expect ---------- */
  .steps{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;counter-reset:step;}
  .step{position:relative;background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 22px 26px;}
  .step .num{font-family:var(--display);font-weight:900;font-size:2.3rem;color:var(--blue);line-height:1;
    -webkit-text-stroke:0;opacity:.95;}
  .step h3{font-size:1.08rem;margin:12px 0 8px;}
  .step p{color:var(--slate);font-size:.92rem;}
  .step .connector{position:absolute;top:46px;right:-10px;width:20px;height:2px;background:var(--line-2);z-index:1;}

  /* ---------- Reviews ---------- */
  .rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
  .rev{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:30px 28px;display:flex;flex-direction:column;gap:14px;box-shadow:var(--shadow-sm);}
  .stars{display:flex;gap:3px;color:#F5A623;}
  .stars svg{width:19px;height:19px;}
  .rev p{color:var(--ink);font-size:1.02rem;line-height:1.6;flex:1;}
  .rev .who{display:flex;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:14px;}
  .rev .who .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;
    font-family:var(--display);font-weight:700;font-size:1rem;flex:0 0 auto;}
  .rev .who b{font-family:var(--display);color:var(--navy);font-size:.98rem;display:block;}
  .rev .who span{color:var(--slate);font-size:.84rem;}
  .g-badge{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;
    margin:-16px auto 40px;max-width:560px;background:#fff;border:1px solid var(--line);border-radius:16px;
    padding:16px 26px;box-shadow:var(--shadow-sm);transition:box-shadow .2s ease, transform .2s ease;}
  a.g-badge:hover{box-shadow:var(--shadow);transform:translateY(-2px);}
  .g-badge .glogo{width:30px;height:30px;flex:0 0 auto;}
  .g-badge .gr{display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:center;}
  .g-badge .score{font-family:var(--display);font-weight:900;font-size:1.5rem;color:var(--navy);line-height:1;}
  .g-badge .stars{color:#F5A623;}
  .g-badge .cnt{color:var(--slate);font-size:.95rem;font-weight:600;}
  .rev-cta{display:flex;justify-content:center;gap:14px;flex-wrap:wrap;margin-top:34px;}
  .rev .who .gtag{display:inline-flex;align-items:center;gap:6px;color:var(--slate);font-size:.84rem;}
  .rev .who .gtag svg{width:13px;height:13px;flex:0 0 auto;}
  .rev-disclaimer{text-align:center;margin-top:22px;color:var(--slate);font-size:.84rem;}

  /* ---------- Office ---------- */
  .office-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;}
  .office-shot{position:relative;border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-sm);}
  .office-shot img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s ease;}
  .office-shot:hover img{transform:scale(1.03);}
  .office-shot .cap{position:absolute;left:14px;bottom:14px;background:rgba(10,22,40,.78);backdrop-filter:blur(6px);
    color:#fff;font-family:var(--display);font-weight:700;font-size:.88rem;padding:9px 14px;border-radius:10px;
    display:flex;align-items:center;gap:8px;border:1px solid rgba(255,255,255,.15);}
  .office-shot .cap svg{width:15px;height:15px;color:#7FB1F4;flex:0 0 auto;}
  .office-meta{margin-top:26px;display:flex;flex-wrap:wrap;gap:12px;justify-content:center;}
  .office-meta .chip{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);
    border-radius:999px;padding:11px 20px;font-weight:600;font-size:.94rem;color:var(--navy);box-shadow:var(--shadow-sm);}
  .office-meta .chip svg{width:17px;height:17px;color:var(--blue);flex:0 0 auto;}
  @media (max-width:760px){.office-grid{grid-template-columns:1fr;}}

  /* ---------- FAQ ---------- */
  .faq-list{max-width:840px;margin:0 auto;display:flex;flex-direction:column;gap:14px;}
  .faq{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:box-shadow .2s ease, border-color .2s ease;}
  .faq[open]{box-shadow:var(--shadow);border-color:transparent;}
  .faq summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;
    padding:20px 24px;font-family:var(--display);font-weight:700;font-size:1.1rem;color:var(--navy);}
  .faq summary::-webkit-details-marker{display:none;}
  .faq summary .chev{width:34px;height:34px;flex:0 0 auto;border-radius:10px;background:var(--sky);display:grid;place-items:center;transition:transform .25s ease, background .2s ease;}
  .faq summary .chev svg{width:17px;height:17px;color:var(--blue);}
  .faq[open] summary .chev{transform:rotate(180deg);background:var(--blue);}
  .faq[open] summary .chev svg{color:#fff;}
  .faq .ans{padding:0 24px 22px;color:var(--slate);font-size:1rem;line-height:1.7;max-width:720px;}
  .faq .ans a{color:var(--blue);font-weight:600;}
  .faq .ans a:hover{text-decoration:underline;}

  /* ---------- Quote + Contact band ---------- */
  .contact-band{background:linear-gradient(165deg,#0A1E38 0%, #0F2A4A 60%, #123257 100%);color:#fff;position:relative;overflow:hidden;}
  .contact-band .ridge-bg{position:absolute;left:0;bottom:0;width:100%;opacity:.4;pointer-events:none;}
  .qc-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start;}
  .qc-grid .eyebrow{color:#7FB1F4;}
  .qc-grid .eyebrow::before{background:#7FB1F4;}
  .qc-left h2{color:#fff;font-size:clamp(1.9rem,3.2vw,2.5rem);font-weight:900;margin-top:14px;}
  .qc-left > p{color:#CFDFF3;font-size:1.06rem;margin-top:14px;max-width:480px;}

  .contact-cards{margin-top:30px;display:flex;flex-direction:column;gap:14px;max-width:460px;}
  .cc{display:flex;align-items:center;gap:15px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);
    border-radius:14px;padding:16px 18px;transition:background .2s ease, border-color .2s ease;}
  .cc:hover{background:rgba(255,255,255,.1);border-color:rgba(127,177,244,.5);}
  .cc .ic{width:46px;height:46px;border-radius:12px;background:rgba(46,123,240,.18);display:grid;place-items:center;flex:0 0 auto;}
  .cc .ic svg{width:22px;height:22px;color:#7FB1F4;}
  .cc .tx{min-width:0;}
  .cc .tx span{display:block;color:#9FB6D2;font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;font-weight:600;}
  .cc .tx b{font-family:var(--display);font-weight:700;font-size:1.08rem;color:#fff;word-break:break-word;}

  .hours{margin-top:24px;max-width:460px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:20px 22px;}
  .hours h4{color:#fff;font-size:1.04rem;display:flex;align-items:center;gap:10px;margin-bottom:12px;}
  .hours h4 svg{width:18px;height:18px;color:#7FB1F4;}
  .hours .row{display:flex;justify-content:space-between;gap:18px;padding:6px 0;color:#D4E2F4;font-size:.94rem;border-bottom:1px dashed rgba(255,255,255,.12);}
  .hours .row:last-child{border-bottom:0;}
  .hours .row span:last-child{color:#fff;font-weight:600;white-space:nowrap;}

  /* form card */
  .form-card{position:relative;z-index:2;background:#fff;border-radius:var(--radius-lg);padding:34px 32px;box-shadow:var(--shadow-lg);color:var(--ink);}
  .form-card h3{font-size:1.4rem;font-weight:900;}
  .form-card .fsub{color:var(--slate);font-size:.96rem;margin-top:6px;margin-bottom:22px;}
  .field{margin-bottom:16px;}
  .field label{display:block;font-weight:600;font-size:.88rem;color:var(--navy);margin-bottom:7px;}
  .field input,.field select,.field textarea{
    width:100%;font-family:var(--body);font-size:1rem;color:var(--ink);
    padding:13px 14px;border:1.5px solid var(--line-2);border-radius:11px;background:#fff;transition:border-color .18s ease, box-shadow .18s ease;}
  .field textarea{resize:vertical;min-height:96px;}
  .field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(26,95,208,.12);}
  .field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
  .form-card .btn{width:100%;margin-top:6px;}
  .form-priv{font-size:.8rem;color:var(--slate);margin-top:14px;text-align:center;}
  .form-status{display:none;margin-top:14px;padding:12px 14px;border-radius:11px;background:#E9F8EF;color:#157347;font-size:.92rem;font-weight:600;border:1px solid #BfE8CF;}
  .form-status.show{display:block;}
  .form-status.error{background:#FDEEEE;color:#B4232C;border-color:#F3C6C9;}

  /* ---------- Map ---------- */
  .map-wrap{margin-top:18px;border-radius:16px;overflow:hidden;border:1px solid rgba(255,255,255,.14);box-shadow:var(--shadow);}
  .map-wrap iframe{display:block;width:100%;height:280px;border:0;filter:grayscale(.15);}
  .map-cap{color:#9FB6D2;font-size:.82rem;margin-top:10px;display:flex;align-items:center;gap:8px;}
  .map-cap svg{width:15px;height:15px;color:#7FB1F4;}

  /* ---------- Footer ---------- */
  footer.site{background:var(--navy-900);color:#fff;padding:64px 0 30px;}
  .foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12);}
  .foot-logo{max-width:300px;margin-bottom:18px;}
  .foot-brand p{color:#9FB6D2;font-size:.95rem;max-width:340px;}
  .foot-col h4{color:#fff;font-size:1rem;margin-bottom:16px;font-family:var(--display);}
  .foot-col a, .foot-col p{display:block;color:#B7C8DE;font-size:.95rem;margin-bottom:11px;transition:color .18s ease;}
  .foot-col a:hover{color:#fff;}
  .foot-col .ico{display:flex;align-items:center;gap:9px;}
  .foot-col .ico svg{width:16px;height:16px;color:#7FB1F4;flex:0 0 auto;}
  .foot-bottom{padding-top:24px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;align-items:center;}
  .foot-bottom p{color:#8CA2BD;font-size:.84rem;}
  .disclaimer{color:#7C92AD;font-size:.78rem;line-height:1.6;max-width:100%;margin-top:18px;padding-top:18px;border-top:1px solid rgba(255,255,255,.08);}

  /* ---------- Reveal animation ---------- */
  .reveal{opacity:0;transform:translateY(24px);transition:opacity .7s cubic-bezier(.2,.7,.2,1), transform .7s cubic-bezier(.2,.7,.2,1);}
  .reveal.in{opacity:1;transform:none;}

  /* ---------- Toast (desktop "text" fallback) ---------- */
  .toast{position:fixed;left:50%;bottom:28px;transform:translateX(-50%) translateY(20px);z-index:300;
    background:var(--navy-900);color:#fff;padding:14px 20px;border-radius:12px;box-shadow:var(--shadow-lg);
    display:flex;align-items:center;gap:12px;font-size:.95rem;font-weight:600;max-width:min(420px,88vw);
    opacity:0;pointer-events:none;transition:opacity .25s ease, transform .25s ease;border:1px solid rgba(255,255,255,.14);}
  .toast.show{opacity:1;transform:translateX(-50%) translateY(0);}
  .toast svg{width:20px;height:20px;color:#7FB1F4;flex:0 0 auto;}
  .toast b{color:#fff;}

  /* ---------- Mobile nav panel ---------- */
  .mobile-panel{display:flex;position:fixed;inset:74px 0 0 0;z-index:99;background:#fff;padding:24px;flex-direction:column;gap:6px;
    transform:translateY(-12px);opacity:0;visibility:hidden;pointer-events:none;transition:opacity .22s ease, transform .22s ease, visibility .22s ease;border-top:1px solid var(--line);overflow-y:auto;}
  .mobile-panel.open{opacity:1;transform:none;visibility:visible;pointer-events:auto;}
  .mobile-panel a:not(.btn){padding:14px 8px;font-weight:600;font-size:1.05rem;color:var(--ink);border-bottom:1px solid var(--line);}
  .mobile-panel .btn{margin-top:18px;}

  /* ---------- Responsive ---------- */
  @media (max-width:980px){
    .nav-links{display:none;}
    .menu-toggle{display:inline-flex;}
    .nav-phone{display:none;}
    .hero-inner{grid-template-columns:1fr;gap:46px;padding:54px 0 70px;}
    .portrait-stage{order:-1;}
    .portrait-frame{width:min(360px,86%);}
    .strip-inner{grid-template-columns:1fr 1fr;gap:22px;}
    .svc-grid{grid-template-columns:1fr 1fr;}
    .why-grid{grid-template-columns:1fr;gap:0 0;}
    .steps{grid-template-columns:1fr 1fr;}
    .step .connector{display:none;}
    .rev-grid{grid-template-columns:1fr;}
    .qc-grid{grid-template-columns:1fr;gap:40px;}
    .foot-top{grid-template-columns:1fr 1fr;}
  }
  @media (max-width:600px){
    .wrap{padding:0 18px;}
    .sec{padding:70px 0;}
    .nav{height:66px;}
    .nav-cta .btn-primary{display:none;}
    .brand .mark{width:34px;height:34px;}
    .brand .wm b{font-size:1.04rem;}
    .brand .wm span{font-size:.56rem;letter-spacing:.22em;}
    .mobile-panel{inset:66px 0 0 0;}
    .strip-inner{grid-template-columns:1fr;}
    .svc-grid{grid-template-columns:1fr;}
    .steps{grid-template-columns:1fr;}
    .field-row{grid-template-columns:1fr;}
    .foot-top{grid-template-columns:1fr;}
    .hero-cta .btn{width:100%;}
  }

  @media (prefers-reduced-motion:reduce){
    *{scroll-behavior:auto !important;}
    .reveal{opacity:1 !important;transform:none !important;transition:none !important;}
    .btn:hover,.svc:hover{transform:none;}
  }

/* ============================================================
   MULTIPAGE ADDITIONS
   ============================================================ */

/* --- active nav state --- */
.nav-links a.active{color:var(--blue);}
.nav-links a.active::after{width:100%;}
.mobile-panel a.active:not(.btn){color:var(--blue);}

/* --- services dropdown --- */
.has-drop{position:relative;}
.has-drop > a{display:inline-flex;align-items:center;gap:5px;}
.has-drop > a svg{width:13px;height:13px;transition:transform .2s ease;}
.has-drop:hover > a svg,.has-drop.open > a svg{transform:rotate(180deg);}
.drop{position:absolute;top:calc(100% + 12px);left:50%;transform:translateX(-50%) translateY(-8px);
  background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);
  padding:10px;min-width:260px;opacity:0;visibility:hidden;pointer-events:none;
  transition:opacity .2s ease, transform .2s ease, visibility .2s ease;z-index:120;}
.has-drop:hover .drop,.has-drop:focus-within .drop,.has-drop.open .drop{
  opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0);}
.drop::before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px;}
.drop a{display:flex;align-items:center;gap:11px;padding:11px 13px;border-radius:10px;
  font-size:.93rem;font-weight:600;color:var(--ink);white-space:nowrap;transition:background .15s ease,color .15s ease;}
.drop a::after{display:none;}
.drop a:hover{background:var(--sky);color:var(--blue);}
.drop a svg{width:17px;height:17px;color:var(--blue);flex:0 0 auto;}

/* --- page header (interior pages) --- */
.page-head{position:relative;overflow:hidden;color:#fff;padding:62px 0 66px;
  background:radial-gradient(900px 420px at 20% -20%, #18386180 0%, transparent 60%),
             linear-gradient(160deg,#0A1E38 0%, #0F2A4A 55%, #123257 100%);}
.page-head .ridge-bg{position:absolute;left:0;bottom:0;width:100%;opacity:.4;pointer-events:none;}
.page-head .inner{position:relative;z-index:2;max-width:800px;}
.page-head h1{color:#fff;font-weight:900;font-size:clamp(2.1rem,4.2vw,3.1rem);margin-top:16px;letter-spacing:-.02em;}
.page-head p{color:#D4E2F4;font-size:1.09rem;margin-top:16px;max-width:640px;}
.page-head .eyebrow{color:#7FB1F4;}
.page-head .eyebrow::before{background:#7FB1F4;}
.page-head .head-cta{display:flex;flex-wrap:wrap;gap:13px;margin-top:28px;}

/* --- breadcrumbs --- */
.crumbs{position:relative;z-index:2;display:flex;align-items:center;gap:8px;flex-wrap:wrap;
  font-size:.86rem;color:#9FC2EF;margin-bottom:4px;}
.crumbs a{color:#9FC2EF;font-weight:600;}
.crumbs a:hover{color:#fff;text-decoration:underline;}
.crumbs span{color:#7891B4;}

/* --- generic prose block --- */
.prose{max-width:760px;}
.prose h2{font-size:clamp(1.6rem,2.8vw,2.1rem);margin-top:44px;margin-bottom:14px;}
.prose h2:first-child{margin-top:0;}
.prose h3{font-size:1.22rem;margin-top:30px;margin-bottom:10px;}
.prose p{color:var(--slate);font-size:1.04rem;margin-bottom:16px;}
.prose strong{color:var(--navy);}
.prose a{color:var(--blue);font-weight:600;}
.prose a:hover{text-decoration:underline;}
.prose ul{margin:0 0 20px;padding-left:0;list-style:none;}
.prose ul li{position:relative;padding-left:32px;margin-bottom:12px;color:var(--slate);font-size:1.02rem;}
.prose ul li::before{content:"";position:absolute;left:0;top:8px;width:18px;height:18px;border-radius:6px;
  background:var(--sky);}
.prose ul li::after{content:"";position:absolute;left:5px;top:13px;width:7px;height:4px;
  border-left:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(-45deg);}

/* --- two column layout with sticky sidebar --- */
.split{display:grid;grid-template-columns:1fr 380px;gap:56px;align-items:start;}
.sidebar{position:sticky;top:100px;display:flex;flex-direction:column;gap:18px;}
.side-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px 24px;box-shadow:var(--shadow-sm);}
.side-card.dark{background:linear-gradient(160deg,#0F2A4A,#123257);border-color:transparent;color:#fff;}
.side-card.dark h3{color:#fff;}
.side-card.dark p{color:#CFDFF3;}
.side-card h3{font-size:1.15rem;margin-bottom:10px;}
.side-card p{color:var(--slate);font-size:.96rem;margin-bottom:16px;}
.side-card .btn{width:100%;}
.side-card .btn + .btn{margin-top:10px;}
.side-list{display:flex;flex-direction:column;gap:2px;}
.side-list a{display:flex;align-items:center;gap:11px;padding:11px 12px;border-radius:10px;
  font-size:.95rem;font-weight:600;color:var(--ink);transition:background .15s ease,color .15s ease;}
.side-list a:hover{background:var(--sky);color:var(--blue);}
.side-list a.active{background:var(--blue);color:#fff;}
.side-list a svg{width:17px;height:17px;flex:0 0 auto;color:var(--blue);}
.side-list a.active svg{color:#fff;}

/* --- coverage highlight cards --- */
.cov-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:26px 0 8px;}
.cov{background:var(--ice);border:1px solid var(--line);border-radius:16px;padding:22px 22px;}
.cov b{display:block;font-family:var(--display);color:var(--navy);font-size:1.05rem;margin-bottom:6px;}
.cov p{color:var(--slate);font-size:.95rem;margin:0;}

/* --- CTA band (interior pages) --- */
.cta-band{background:linear-gradient(160deg,#0A1E38 0%, #0F2A4A 60%, #123257 100%);color:#fff;
  position:relative;overflow:hidden;text-align:center;}
.cta-band .ridge-bg{position:absolute;left:0;bottom:0;width:100%;opacity:.4;pointer-events:none;}
.cta-band .inner{position:relative;z-index:2;max-width:680px;margin:0 auto;padding:78px 0;}
.cta-band h2{color:#fff;font-size:clamp(1.8rem,3.2vw,2.5rem);font-weight:900;}
.cta-band p{color:#CFDFF3;font-size:1.07rem;margin-top:15px;}
.cta-band .btns{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin-top:28px;}

/* --- service index cards get link affordance --- */
a.svc{display:block;color:inherit;}
a.svc .more{display:inline-flex;align-items:center;gap:6px;margin-top:14px;color:var(--blue);
  font-weight:700;font-size:.93rem;}
a.svc .more svg{width:15px;height:15px;transition:transform .2s ease;}
a.svc:hover .more svg{transform:translateX(4px);}

/* --- about page bio layout --- */
.bio{display:grid;grid-template-columns:380px 1fr;gap:50px;align-items:start;}
.bio-photo{border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow);}
.bio-photo img{width:100%;display:block;}
.bio-stats{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px;}
.bio-stats .st{background:var(--ice);border:1px solid var(--line);border-radius:14px;padding:16px 18px;text-align:center;}
.bio-stats .st b{display:block;font-family:var(--display);font-weight:900;color:var(--navy);font-size:1.5rem;line-height:1;}
.bio-stats .st span{display:block;color:var(--slate);font-size:.84rem;margin-top:5px;}


/* --- contact page: light contact details and office hours --- */
.contact-page .contact-cards--page{gap:12px;}
.contact-page .cc{
  position:relative;
  display:grid;
  grid-template-columns:48px minmax(0,1fr) auto;
  align-items:center;
  gap:15px;
  background:#fff;
  border:1px solid var(--line);
  border-radius:16px;
  padding:16px 18px;
  box-shadow:var(--shadow-sm);
  color:var(--ink);
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.contact-page .cc:hover{
  background:#fff;
  border-color:rgba(46,123,240,.48);
  box-shadow:0 12px 30px rgba(15,42,74,.10);
  transform:translateY(-2px);
}
.contact-page .cc .ic{
  width:48px;
  height:48px;
  border-radius:13px;
  background:var(--ice);
  border:1px solid rgba(46,123,240,.14);
}
.contact-page .cc .ic svg{color:var(--blue);}
.contact-page .cc .tx{min-width:0;}
.contact-page .cc .tx span{
  color:var(--blue);
  font-size:.76rem;
  letter-spacing:.07em;
  text-transform:uppercase;
  font-weight:800;
}
.contact-page .cc .tx b{
  display:block;
  color:var(--navy);
  font-size:1.08rem;
  line-height:1.28;
  margin-top:2px;
  overflow-wrap:anywhere;
}
.contact-page .cc .tx small{
  display:block;
  color:var(--slate);
  font-size:.82rem;
  line-height:1.35;
  margin-top:4px;
}
.contact-page .cc-action{
  align-self:center;
  color:var(--blue);
  font-family:var(--display);
  font-size:.83rem;
  font-weight:800;
  white-space:nowrap;
}

.contact-page .hours--page{
  max-width:none;
  background:linear-gradient(180deg,#F8FBFF 0%,#F3F7FC 100%);
  border:1px solid var(--line);
  border-radius:16px;
  padding:22px 24px;
  box-shadow:var(--shadow-sm);
}
.contact-page .hours--page h4{
  color:var(--navy);
  font-size:1.08rem;
  margin-bottom:12px;
}
.contact-page .hours--page h4 svg{color:var(--blue);}
.contact-page .hours--page .row{
  color:var(--slate);
  border-bottom:1px dashed #D7E1ED;
  padding:8px 0;
  align-items:flex-start;
}
.contact-page .hours--page .row span:last-child{
  color:var(--navy);
  font-weight:800;
  white-space:normal;
  text-align:right;
}
.contact-page .hours-special{
  margin-top:16px;
  padding-top:15px;
  border-top:1px solid var(--line);
}
.contact-page .hours-special h5{
  color:var(--blue);
  font-family:var(--display);
  font-size:.82rem;
  font-weight:900;
  letter-spacing:.07em;
  text-transform:uppercase;
  margin-bottom:4px;
}
.contact-page .hours-note{
  color:var(--slate);
  font-size:.82rem;
  line-height:1.5;
  margin:14px 0 0;
}

@media (max-width:600px){
  .contact-page .cc{
    grid-template-columns:44px minmax(0,1fr);
    padding:15px;
  }
  .contact-page .cc .ic{width:44px;height:44px;}
  .contact-page .cc-action{display:none;}
  .contact-page .hours--page{padding:19px 18px;}
  .contact-page .hours--page .row{gap:12px;}
  .contact-page .hours--page .row span:first-child{max-width:48%;}
}

/* --- contact page grid --- */
.contact-page{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;}
.contact-page .contact-cards{max-width:none;margin-top:0;}
.contact-page .hours{max-width:none;}

/* --- 404 --- */
.err-wrap{text-align:center;max-width:560px;margin:0 auto;padding:90px 0;}
.err-wrap .code{font-family:var(--display);font-weight:900;font-size:5rem;color:var(--blue);line-height:1;}
.err-wrap h1{font-size:2rem;margin:14px 0 12px;}
.err-wrap p{color:var(--slate);font-size:1.05rem;margin-bottom:26px;}

/* --- responsive --- */
@media (max-width:980px){
  .split{grid-template-columns:1fr;gap:40px;}
  .sidebar{position:static;}
  .bio{grid-template-columns:1fr;gap:32px;}
  .bio-photo{max-width:380px;}
  .contact-page{grid-template-columns:1fr;gap:38px;}
  .drop{position:static;transform:none;opacity:1;visibility:visible;pointer-events:auto;
    box-shadow:none;border:0;padding:0;min-width:0;}
}
@media (max-width:600px){
  .cov-grid{grid-template-columns:1fr;}
  .bio-stats{grid-template-columns:1fr 1fr;}
  .page-head{padding:44px 0 48px;}
  .page-head .head-cta .btn{width:100%;}
}

/* --- 3-up steps variant (contact page) --- */
.steps.steps-3{grid-template-columns:repeat(3,1fr);max-width:900px;margin:0 auto;}
@media (max-width:980px){.steps.steps-3{grid-template-columns:1fr 1fr;}}
@media (max-width:600px){.steps.steps-3{grid-template-columns:1fr;}}